Unique Card Services FAQs

What are the advantages of being a Unique Card Services Cardholder?

As a Unique Card Services Cardholder you have purchasing power from the convenience of your home. The Unique Card Services Shopping Club offers a wide variety of brand name merchandise. Our Product Development team is constantly searching for new products to offer to our members. Our 0% interest policy makes buying over time easy and affordable. We are continuously working to provide the best possible value for our Unique Card Services Shopping Card Membership. Members regularly receive special offers on high quality items at great values. In addition, you may be invited to participate in low-cost, high value programs designed for our members.

How can I make purchases with my Unique Card Services Shopping Card?

As a Unique Card Services Cardholder, you can place an order by Internet, telephone or mail. You may submit payment for the shipping and processing by electronic check draft, credit card, check or money order. The remaining balance will be placed on your Unique Card Services Shopping Card Account.

What is the Auto Pay Program?

The Auto Pay program was designed with the convenience of our members in mind. After placing an order and showing an outstanding balance on your account, your minimum monthly payment of only 10% of your balance or $25, whichever is greater, will be automatically deducted from the account utilized at the time of purchase. This ensures that your monthly payment is always on time, preventing you from ever having to pay a late fee.

Can my order be shipped to a P.O. box?

For your protection, all standard size orders are shipped UPS. Thus, we cannot allow you to utilize a P.O. box as your shipping address. Oversized items are shipped via Freight Company. When you select an oversized item, the website will prompt you to contact our Member Services Department to place an order and receive additional information on shipment.

How often will I receive a billing statement?

Statements are mailed once a month. Statements will only be mailed if there is a balance due. Payment due date is the date in which your payment must be received in our office. We suggest mailing your payment 7 to 10 days prior to the due date to ensure a prompt payment record.

What is my minimum monthly payment?

Anytime you carry a balance on your card, the minimum monthly payment depends on the balance due. Your payment would be 10% of your outstanding balance or $25.00, whichever is greater.

How do I view the Unique Card Services Shopping Club, if I have forgotten my user name and password?

To maintain your privacy, we do not have access to your user name and password. You will need to re-register as a first time user, and select a new user name and password for your own personal access to your Unique Card Services account.

How do I submit a request for additional products that I would like to see added to the Unique Card Services Shopping Club?

You will need to register as a "First Time User" on the Unique Card Services Shopping Club, unless you have already done so. Enter your user name and password to log into the site. You can access the "Request Products" section at the bottom of the page.

You may also contact our Member Services Department. Our Member Care agents would be happy to submit a request on your behalf. Please understand the request is not a guarantee that the item will be made available for purchase. Items on the website are selected on the basis of general desirability for our overall membership.

How often do you update your website with new products?

Our Merchandising Department frequently adds new products to our shopping club. We are constantly working to increase the variety and number of items available on the Unique Card Services shopping site.

When does my Unique Card Services Shopping Card expire?

Your Unique Card Services Shopping Card will be active for 12 months from the date of issue, unless Unique Card Services cancels the account due to delinquent payment, or the Unique Card Services Cardholder requests the account be closed. Prior to expiration, you may be contacted with further account options.

How long will it take to receive merchandise?

Upon receipt and verification of your order at Unique Card Services, merchandise should typically be shipped to you within 30 days, depending upon the down payment method selected and product availability. We must ask that you allow up to 30 days for delivery of the entire order. Please note: All products ordered may not arrive in the same package due to product availability and drop shipments direct from the manufacturer.

What is SSL?

SSL stands for "Secure Sockets Layer". SSL Definition; Secure Sockets Layer is a protocol designed to enable applications to transmit information back and forth securely. Applications that use the Secure Sockets Layer protocol inherently know how to give and receive encryption keys with other applications, as well as how to encrypt and decrypt data sent between the two.

Why your Social Security Number is Needed:

Social Security Numbers will not be shared with or provided to any other party and is used solely for the purposes of opening and managing a credit line account.

We will not run a credit report to issue you your new unsecured Credit Line.

About The Card Verification Value Code (CVV) ...

Where is the CVV Number?

This number is printed on your MasterCard & Visa cards in the signature area of the back of the card. (it is the last 3 digits AFTER the credit card number in the signature area of the card).

You can find your four-digit card verification number on the front of your American Express credit card above the credit card number on either the right or the left side of your credit card.

What is the CVV Number?


CVV is a new authentication procedure established by credit card companies to further efforts towards reducing fraud for internet transactions. It consists of requiring a card holder to enter the CVV number in at transaction time to verify that the card is on hand.The CVV code is a security feature for "card not present" transactions (e.g., Internet transactions), and now appears on most (but not all) major credit and debit cards. This new feature is a three- or four-digit code which provides a cryptographic check of the information embossed on the card. Therefore, the CVV code is not part of the card number itself.

The CVV code helps ascertain that the customer placing the order actually possesses the credit/debit card and that the card account is legitimate. Each credit card company has its own name for the CVV code, but it functions the same for all major card types. (VISA refers to the code as CVV2, MasterCard calls it CVC2, and American Express calls it CID.)

The back panel of most Visa/MasterCard cards contain the full 16-digit account number, followed by the CVV/CVC code. Some banks, though, only show the last four digits of the account number followed by the code. To aid in the prevention of fraudulent credit card use, we now require the 3 or 4 digit code on the back of your credit card. When you submit your credit card information your data is protected by Secure Socket Layer (SSL) technology certified by a digital certificate.